📊 Monthly Budget Planner

Build a realistic budget using the 50/30/20 rule. Enter your income and expenses to see an instant visual breakdown.

✏️
Your Budget
$
🏠 Needs (50%)
🏠 Housing/Rent —
🚗 Transport —
🛒 Groceries —
⚡ Utilities —
🏥 Health/Insurance—
🎭 Wants (30%)
🍽️ Dining Out —
🎬 Entertainment —
👗 Shopping —
📱 Subscriptions —
💰 Savings (20%)
🛡️ Emergency Fund—
📈 Investments —
💳 Debt Payments—
📊
Budget Summary
Monthly Surplus / Deficit
—
—
Total Income—
🏠 Needs Total—
🎭 Wants Total—
💰 Savings Total—
50/30/20 Alignment—
Budget Used—

50% → Needs (rent, food, utilities, transport)
30% → Wants (dining, fun, shopping)
20% → Savings (emergency fund, investing, debt payoff)

This framework, popularised by Senator Elizabeth Warren, is a simple starting point — not a rigid law. High cost-of-living cities may push Needs to 60%, and that's okay. The goal is awareness, not perfection.